Mortgage Premium Protection

Whether you are a first-time buyer or returning to the property market, it’s important to protect one of your most valuable assets; your home.

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This type of protection product is an accessible, flexible, affordable policy that can protect your monthly mortgage repayments if you have an accident or are ill and can’t work, and so aren’t earning your usual income as a result.

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There’s no underwriting on accident-only policies, and accident and illness policies are available for 12 or 24 months terms. What’s more, this type of protection can cover 110% of the monthly mortgage repayment value. The provider may place a limit on the amount paid, for example, up to a maximum of £1,500.